How it works
Three steps to understand your portfolio
No spreadsheets. No jargon. Upload and read.
STEP 01
Upload your holdings
Export your portfolio from Zerodha, Kotak, or Groww and upload the file. LaHaie reads and recognises every holding automatically.
STEP 02
Get your diagnosis
LaHaie computes your Risk Score, Effective Holdings count, Portfolio Beta, sector balance, and Protection Readiness — instantly.
STEP 03
Read your report
Your full Portfolio Intelligence Report is ready to read — like the sample below. No advice given, no data stored beyond your session.
Executive Summary
Portfolio at a glance
Six numbers that define this portfolio’s risk and structure.
Portfolio Value
₹22.4L
Fully recognised · 0 unrecognised
C GradeRisk Score
45.1/100
Elevated — diversification-driven
Effective Holdings
8
Of 47 raw — hidden concentration
HighPortfolio Beta
1.1
Near-benchmark vs NIFTY
HighBeta Coverage
95%
42 of 47 holdings covered
NIFTYHedge Confidence
Medium
Partially ready for simulation
Executive Insight
This portfolio holds 47 recognised holdings valued at ₹22,36,613, supported by high recognition quality. Overall portfolio risk is graded C, primarily influenced by diversification risk — the portfolio behaves like 8 independent positions, not 47. Beta coverage of 95% supports a market-sensitivity analysis at portfolio beta 1.1. Protection readiness is classified as partially ready.
Portfolio Structure
Asset & sector allocation
How capital is distributed across asset classes and sectors.
Sector Allocation
Engg & Cap Goods · 12 holdings
6.9%
Holdings
Top 10 positions
Largest holdings by weight with sector, beta, and coverage status.
| Holding | Weight | Sector | Beta | Coverage | |
|---|
HINDALCO Stocks | 27.87% | METALS | 1.25 | Fully Covered | Largest |
TMPV Stocks | 13.68% | AUTOMOBILE | 1.35 | Fully Covered | |
NIFTYBEES ETFs | 11.05% | ETF | 1.00 | Fully Covered | |
Nippon India Small Cap Mutual Fund — Direct | 6.93% | MF | 1.25 | Fully Covered | |
Mirae Large & Midcap Mutual Fund — Direct | 4.57% | MF | 0.95 | Fully Covered | |
RVNL Stocks | 3.50% | ENGG & CAP GOODS | 1.20 | Fully Covered | |
Axis ELSS Tax Saver Mutual Fund — Direct | 3.16% | MF | N/A | Partial | |
BANKBARODA Stocks | 2.74% | FIN SERVICES | 1.35 | Fully Covered | |
RCF Stocks | 2.66% | FERTILIZERS | 0.90 | Fully Covered | |
SBI Small Cap Fund Mutual Fund — Direct | 2.42% | MF | 1.30 | Fully Covered | |
Risk Story
Where does portfolio risk come from?
Seven risk dimensions, each computed independently.
C
45.1/100
Risk Grade · Elevated
Primarily driven by Diversification Risk — the portfolio’s effective holdings count (8) drives the elevated score more than single-stock concentration.
Risk Drivers
Diversification Risk10.7 pts
Concentration Risk8.2 pts
Key Takeaway
Portfolio risk is graded C, driven primarily by limited diversification. Despite 47 holdings, the portfolio behaves like 8 effective positions.
Beta Intelligence
Market sensitivity
How does this portfolio move relative to the NIFTY benchmark?
Portfolio Beta
1.1
Near benchmark
Beta Coverage
95%
42 of 47 holdings
Confidence
Med
Data quality
Value with beta support₹21,17,690 of ₹22,36,613
A beta of 1.1 means this portfolio has historically moved ~10% more than NIFTY in both directions. If NIFTY falls 10%, this portfolio has typically fallen ~11%. Five holdings (₹1,18,923) are excluded from beta calculation due to insufficient price history.
Protection Readiness
Is this portfolio structurally suitable for hedging?
Six readiness dimensions, each measured independently.
High recognition quality (100%) and 95% beta coverage are strong foundations. Best hedge instrument: NIFTY 50. Hedgeable exposure: 77% of portfolio value. Scenario result is unavailable — one or more payoff inputs are incomplete.
✓
Recognition Readiness
High · High confidence
All 47 holdings were successfully parsed and confirmed.
✓
Beta Readiness
High · Medium confidence
95% of portfolio value has usable historical beta data.
~
Hedge-Index Match
Partially Ready · Medium
NIFTY 50 matches portfolio composition at medium confidence.
—
Data Quality
Not Available
Overall market-intelligence data completeness not fully scored.
—
Contract Sizing Viability
Not Available
Hedge contract size vs desired coverage not yet determined.
!
Scenario Completeness
Incomplete
One or more payoff inputs are missing; economic result unavailable.
Assessment
Strengths and watch areas
Strengths
- High recognition quality — all 47 holdings confirmed and usable across every readiness dimension.
- Broad beta coverage (95%) — market-sensitivity analysis reflects nearly the full portfolio.
- ETF allocation (11.1%) — NIFTYBEES provides the strongest single risk-mitigation element.
Watch Areas
- 47 raw holdings → 8 effective — hidden concentration despite the large holding count.
- HINDALCO at 27.87% — single largest holding, concentrated in Metals sector.
- Diversification Risk (10.7 pts) is the largest contributor to the Risk Score.
Portfolio Intelligence · Free for BBS investors
Your portfolio has a story.
Do you know what it says?
Upload your holdings from Zerodha, Kotak, or Groww and get your own Portfolio Intelligence Report — Risk Score, Effective Holdings, Portfolio Beta, and Protection Readiness in one place.
No data is stored beyond your session. LaHaie is a diagnostic tool, not investment advice.
Disclaimer: This is a sample report based on an anonymised portfolio. LaHaie is a simulation and portfolio intelligence tool — not investment advice, a trade recommendation, or execution validation. All outputs are based on user-uploaded data and user-declared assumptions. Past portfolio structure does not predict future performance. Simulated outcomes are illustrative. Missing data is shown as unavailable and is never replaced with assumptions.